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17Dec

If you are thinking of making a move in early 2020 you should start preparing your home for the Spring market now, in order to make your property stand out. A new year can give buyers the motivation to put moving plans into action and people have more free time around the festive period, which means it is the perfect time to get your home ready to sell. Castles Estate Agents have put together a quick checklist for you to get your home ready to sell in 2020. If you have any questions about selling your property, please get in touch today with our team at 01793 611677

 

List Your Property Online 

Searching online is one of the first things potential buyers will do when they are starting to think about buying a brand-new home, especially in the winter when the temptation to stay indoors in a lot higher. Making sure your property is listed with experienced estate agents is the key to success as it is essential to get noticed over the holiday season. Make sure to also get a free valuation on your home to get your home on the market in advance for Christmas.

Winter Viewings 

The winter months are usually the cosiest and where people like to stay in the comfort of their homes in the warm. Creating a warm and inviting atmosphere in your home for a viewing can go a very long way when persuading viewers to buy. Castles Estate Agents would suggest warm lighting, lit fires to keep the property warm and bake something delicious to keep the fragrance of the home smelling lovely.

 

Make sure to present your home in the best possible way, as it will give you the best chance to attract a potential buyer. First impressions count so make sure that nothing stands in the way of them seeing the benefits of the property. 

Property Valuation 

One of the most important things to do when you wish to sell your home is to get an accurate valuation of your home. An accurate valuation can be the difference between a quick sale and a house that stays stagnant on the market at the wrong price. If you would like to book a property valuation in Swindon, fill out our valuation request form, give us a call or visit us today. 

 

Collaborating With Agent 

The team at Castles Estate Agents are highly trained and are extremely knowledgeable in the industry. We are trained to find the unique selling point of each home and will pass that on to potential buyers during viewings. As the owner of your home, you will have the best perspective on the property, which is why we want to work with you to bring out the best features when advertising your home. You will have the opportunity to chat with the agent about the bestselling points to your home. Be sure to let them know about any unusual features of history, as well as any extra storage space. This will help the agent get a better perspective on your home. 

 

Castles Estate Agents 

If you are looking to sell your home in the year 2020, you have come to the right place. Castles is one of the leading estate agents in Swindon. In 2018 we were awarded the Best in Region by the Relocation Agent Network and have been shortlisted for the award in 2019. The award is given to the agent who consistently demonstrates principles including high-quality customer service, support for fellow members and professionalism. Call our team today on 01793 611677 for more information on our services.        

17Dec

One of the most rewarding and profitable ways of making the most of the property market is by completing a home renovation. Whilst renovating a property is rewarding not a lot of people mention the hard work, dedication and organisation it takes to take on such a project. Castles Estate Agents are going to talk you through all the things you should consider when you are thinking about buying a renovation home. If you would like more information about buying a home, please get in touch with the Castles team at 01793 611677.

Planning Permission

 

Whilst it is true that with most smaller renovations you will not require planning permission. It is always best to investigate this further before buying a property. If you are planning on making any structural changes or extensions to the property, you will need to get consent from the local authorities, which could take up to 12 weeks, so make sure to make manage the rest of your plans accordingly. 

Time

Renovations take a lot of time which means it is important that you have that time to invest in the renovation. It must be the main priority of yours to reach out to professional tradesmen for advice in aligning expectations before committing to anything. If you need to move into a home in a short period of time, then a renovation project probably isn’t for you. 

Budgeting 

You really can bag a bargain when it comes to buying renovation property, however, it is important to make sure that you don’t overspend whilst renovating the property. It can be very easy to get over-excited and carried away in the early stages of renovation, detailing exactly what you would like your dream home to look like. 

 

It is important to be realistic about the amount of time and money that you’re going to spend on the project. The best way to manage this is to create a spreadsheet listing all the things you would like to do to the property. Make sure everything is on the list, from a brand-new kitchen all the way to simple tasks like a lick of paint, everything will add up. After you have written this list get quotes on labour and materials to fill in the spreadsheet. This will give you a rough idea of how much the whole project will cost. 

 

Adding Value

It is well known that renovating a property can be a brilliant investment in the long run. Investing in areas in your property such as the kitchen, bathroom and unused spaces such as the attic or the cellar can add a lot of value to a property. 

Smaller details 

 

Not every task in a renovation project needs to be a huge undertaking, or with large profits in mind. If you are not successful in finding a property you like the look of, sometimes taking on a project is the best way to create a home you love. Smaller details when renovating a property shouldn’t be overlooked as altogether, they can make a big difference. A few defects which need to be fixed are as follows; peeling paint, squeaky doors, dripping taps, dated decor and lose tiles. 

Castles Estate Agents 

 

When it comes to buying a renovation property it is important to consider if the choice will benefit your circumstances, lifestyle and budget. Overall, buying a renovation property is very exciting and can be a brilliant investment for the future. If you would like help, advice or would like to start your property search in Swindon, the team at Castles Estate Agents would be more than happy to guide you to the home of your dreams. Please give us a call on 01793 611677.

 

 

 

28Nov

At the moment you may be noticing the term ‘Help To Buy: ISA’ being mentioned all over the internet and social media, but what is it? Castles Estate Agents want to break down everything that you need to know about a Help To Buy ISA as it may help you in the future and the deadline to apply for one is getting closer. If you would like any more information on buying a home in Swindon please contact Castles Estate Agents on 01793 611 677 for more information 

 

Help to Buy ISAs are a type of ISA designed to help first-time buyers save up a deposit for their home. The government will add 25% to your savings between £1,600 and £12,000 to help you save for a deposit, with a maximum bonus of £3,000 available. This opportunity, however, will end on November 30th 2019. 

 


What is a Help to Buy ISA? 

 

A Help to Buy ISA is a government scheme designed to help people save for a mortgage deposit to buy a home. To qualify you must be a first-time buyer and not own a property anywhere in the world. Savings are tax-free just like with any ISA product, however, a Help to Buy ISA gives you the bonus of getting government contributions. 

 

How Do Help To Buy ISAs Work?

 

The government will top up any contributions you make up to 25% up to the contribution limit of £12,000. So, for every £200 you save, the government will contribute £50. This means you can earn a maximum of £3,000 for the government. 

 

The minimum amount you need to save to qualify for a government bonus is £1,600 which will give you a £400 bonus. You can even start your ISA with an initial deposit of up to £1,000 which will qualify you for the 25% boost from the government. Help to Buy ISAs are available to each first-time buyer not home so if you are moving in with your partner, for example, you can potentially save up to £6,000 towards your deposit. 

 

Who Qualifies To Open A Help To Buy ISA?

 

Any resident of the United Kingdom can open a Help To Buy ISA - but to qualify for a bonus you need to use the money to buy your first home and buy a home costing a maximum of £250,000 or £450,000 in London. To qualify you must...

 

  • Be a first-time buyer

  • You must be aged 16 or over

  • You can use a Help To Buy ISA with any mortgage. 

 

You will not qualify if...

 

  • You’re going to rent out the property

  • The property is overseas

  • You already have a Help To Buy ISA

 

How And When Does The Bonus Get Paid? 

 

If you have saved up for your mortgage deposit using a Help To Buy ISA and are ready to buy your first home, do not just withdraw the money as there is a process which will need to be followed to claim your bonus. 

 

  1. Tell your bank that you are ready to buy your first home and would like to close the account. You will then receive a closing letter from the ISA manager. 

  2. Give the closing letter to your property solicitor or conveyancer. They will use the letter to apply for your government bonus. 

  3. The bonus will be transferred to your solicitor. 

  4. Your solicitor will complete the purchase of your home using the full bonus amount in addition to your deposit. 

 

You can only use your Help To Buy ISA for the purchase of a property itself and not other costs. Once your savings have reached the minimum amount you can claim your government bonus at any time. 

 

It is worth noting that if the home purchase doesn’t go through after the solicitor has received your government bonus, you can reopen a Help To Buy ISA. All you have to do is ask your solicitor for a ‘purchase failure notification’ and show it to your bank, who will then re-open your account. 

 

How Long Are Help To Buy ISAs Available?

 

 

Help To Buy ISAs are available until November 30th 2019. They will not be available to new savers after this date, however, if you have already opened an account before this date you will not be affected. You must claim your bonus by December 1st 2030

Castles Estate Agents 

 

If you are a first-time buyer and you’re on the hunt for your dream home, Castles Estate Agents can help. Castles Estate Agents can promise you expertise in the industry as well as local knowledge of the market and the area. We will use knowledge to help you find the best deal for your new home. If you would like more information on buying a property in Swindon please visit our website today or call us on 01793 611 677. 

 

28Nov

If you are thinking about buying or renting a new home, Castles Estate Agents would suggest that you start your property search in Swindon. Located in the county of Wiltshire it is the perfect town for people who want to settle down and have a family or even for younger people who wish to commute to larger cities such as Bristol, Cardiff or London for work. This convenience is one of the main attractions potential buyers have when they search for a property in Swindon. 

 

If you would like some information on the town of Swindon or any of the average prices then please contact Castles Estate Agents on 01793 611677 where a member of the team will be happy to help and answer any questions you may have. 

Renting In Swindon?

 

Most people rent a property because quite simply it suits their lifestyle. A lot of people don’t want to be tied down to one location, some other people don’t want the commitment of maintaining a property and paying off a mortgage which makes renting a perfect solution. The transport in Swindon is perfect for commuting as it has easy access to the M4 motorway which connects the town to bigger cities and the rest of the UK. Swindon also has its own train station which has regular services to London Paddington which only takes an hour.

 

Regarding an airport, the nearest one would be Bristol International Airport which again is only an hour away. This is very convenient for business abroad or your summer holidays. Swindon is also ideal for potential buyers as the perfect town allows you to have both the benefits of the city and the countryside. 

Average Rental Prices In Swindon 

 

Number of Bedrooms

Average Price PCM

1 bedroom

£583

2 bedrooms

£725

3 bedrooms

£880

4 bedrooms 

£900

Buying In Swindon

 

 

Buying a home is an investment which could lead to you making a lot of money if you sell in the future. However, if you are looking to settle down in an area, buying a home is a good way to start. Most people want to buy a home because it means that you have full control over changes, decorations, extensions and more. It’s yours to do with as you please and this is attractive to a lot of people.

 

On the whole, though most people buy a home as there is an end in sight. If you live in your home for an extended period of time and you pay your monthly mortgage payments for all this time, the payments will eventually come to an end and you will own your home, which of course is the ultimate goal. 

 

Swindon is the perfect place to buy a home for many reasons including the employability opportunities, unlimited options for education, transport for getting around the UK or anywhere in the world. There are also a variety of different houses varying from traditional Victorian and Edwardian terrace homes, detached style homes and new builds, meaning the options in the area are truly limitless in Swindon. 

Average Sale Prices In Swindon 

 

Number of Bedrooms

Average Price

1 bedroom

£121,666

2 bedrooms

£182,772

3 bedrooms

£252,000

4 bedrooms 

£311,000

 

Castles Estate Agents

Castles Estate Agents are a leading Estate Agents located in Swindon. They are able to help you every step of the way to find the home of your dreams. If you would like any advice on selling or renting in Swindon visit our website or give us a call today on 01793 611 677. 

 

 

 

 

 

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